The Home Loan Process

How Can Team Whitney Help Me

Purchase A Property?

We offer a FREE no obligation Buyer consultation which explains the entire home purchase process in detail. Take advantage of this amazing learning experience with our experts. Most of the time our entire commission is paid from the Seller's net proceeds, which gives you the opportunity to hire a team of real estate professionals at an amazing price!

Mortgage Payments 

Team Whitney and our preferred lenders educate our Buyers in the South Bay area in California on the different parts of a monthly mortgage payment, including principal, interest, property taxes, homeowners' insurance, HOA dues, and mortgage insurance or a mortgage insurance premium.

Andrianna Felando

Mortgage Loan Originator
NMLS#1547657
MLD Mortgage Inc. dba The Money Store
NMLS#1019

I am a loan officer who cares about every client I have an opportunity to work with. I stay in constant communication with each client and their agent! I try to keep the process as simple as possible. My goal is to let my clients know what they need to do in obtaining a new loan for a purchase or refinance. If I cannot help them now, I establish a game plan with each client so they can achieve their goal of becoming a homeowner down the road!

We underwrite our files upfront, preventing deals from falling out of escrow instead of clients finding their dream home and then hoping for an approval from an underwriter. The underwriter is the decision maker on a loan, which is why we do it upfront! We offer a competitive edge. We can close in a shorter amount of time when we underwrite a loan upfront, which also gives a seller the confidence the loan will close. Therefore, clients who work with us, have an edge in the market and get their offer accepted over others.

I hope you give me the opportunity to work with all of you!


Andrianna is licensed in California, Arizona, and Nevada!

MLD Mortgage inc. d/b/a The Money Store® 30B Vreeland Road, Florham Park, NJ 07932. (973) 805-2000 NMLS #1019 Licensedby the New Jersey Department of Banking and Insurance, license# 99117842. To view our state licensing, go to: www.themoneystore.com/statelicensing. To view our privacy policy, go to: www.themoneystore.com/privacy. For more information, visit www.nmlsconsumeraccess.org. Equal Housing Lender. Not all applicants may qualify. Some products not available in all states. Credit and collateral are subject to approval. This is not a commitment to lend. Program, rates, terms, and conditions apply. All rights reserved.

Website authorization by the New York State Department of Financial Services is pending (or not authorized). Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

We do not collect any personally identifiable information through technologies such as cookies or web beacons on this site. The only information we collect is from visitors who complete an application on this website and only for the purpose of evaluating the application for a mortgage loan.

Credit Card Refund Policy: No refunds for charges processed through the use of Credit Cards.

Debbie Marcoux

Branch Manager
Host of the Mortgage Mom Radio Show

Debbie is the host of the Mortgage Mom Radio show, which is based on educating the consumer on the real estate and mortgage process. Her show is on Youtube, iTunes, and Google Play as a podcast. Debbie has been in the lending industry since 2002, and began her career in 1995 as a Real Estate Salesperson licensee. Her wealth of lending knowledge is extraordinary, and she has closed thousands of loans in her career. She has a special place in her heart for First-Time Home Buyers and takes her time with all of her clients to make sure they are placed into the perfect lending program for their financial needs. 


Debbie is licensed in California, Arizona, Colorado, Florida, Georgia, Hawaii,  Idaho, Illinois, Nevada, Oregon, Tennessee, Texas, and Washington!

CA-DBO237926, IL-031.0044379, IN-32128, AZ-0941504, WA-MLO-237926, TX, NV-57237 | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by "CA Department of Business Oversight under the California Residential Mortgage Lending Act" # 4131054, "Illinois Residential Mortgage Licensee" # MB.6760898, IN # 18121, AZ # 0918544, WA # CL-39179, TX, NV # 3402 & 3401. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707. Please be aware that e-mail is not a secured communication vehicle, and that others may in certain circumstances be able to view its contents. As a result, while we are happy to provide this information by e-mail, we do not conduct actual business transactions by e-mail.

Please contact the sender directly if you have any concerns about this message. All loans subject to credit approval and property appraisal. This communication is confidential and propriety business communication. It is intended solely for the use of the designated recipients(s). If this communication is received in error, please contact the sender and delete this communication.
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When are you planning on buying a new home?

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